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State Farm® Insurance Agent

Brad Charles

Charles Insurance Agency Inc

Office Hours

Monday
9am - 5pm
Tuesday
9am - 5pm
Wednesday
9am - 5pm
Thursday
9am - 5pm
Friday
9am - 5pm
Saturday
Closed
Sunday
Closed

Address

11548 Highland Road
Hartland, MI 48353

One Mile East of US-23 on M-59(Highland Rd)

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

Monday
9am - 5pm
Tuesday
9am - 5pm
Wednesday
9am - 5pm
Thursday
9am - 5pm
Friday
9am - 5pm
Saturday
Closed
Sunday
Closed
Call or text us 24 hours a day!

Address

11548 Highland Road
Hartland, MI 48353

Languages

English

Team Charles has built our agency on one simple principle: help people understand the "why" behind their insurance coverage. Whether it's auto, homeowners, renters, or condo insurance, we take the time to explain what your policy actually means—so you're not just checking a box, you're protecting what matters most.

Too often, people only find out they’re underinsured when it’s too late. That’s why we believe in slowing things down, having real conversations, and making sure you’re truly covered—not just the minimums. Good auto insurance isn’t just about the car; it’s about protecting your financial future. And when it comes to your home, whether you own or rent, the right coverage can be the difference between a minor setback and a major crisis. Our goal is to help you avoid those costly gaps by educating you upfront and helping you plan ahead.

From your daily commutes long the US-23 / M59 corridor to unpredictable Michigan weather, life can be full of surprises. My team and I are here to help you prepare for the unexpected with the right protection. Whether you're a long-time resident of Hartland, a new driver in Brighton, just bought your first home in Howell, renting your first apartment in Milford, or downsizing to a condo in Fenton, we're here to help you make sense of your options. We believe insurance isn’t one-size-fits-all—it’s personal. That’s why we take the time to explain what your auto, homeowners, renters, or condo coverage actually does and how it protects you and your family.

With over 20 years of experience and a passion for helping families feel secure and confident, my team and I are here to guide you—not pressure you. We’ll help you make smart choices today that protect you tomorrow.

Let’s talk. We’d love the opportunity to earn your business, protect your family and answer your questions as you navigate the seasons of life.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products

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Charles Insurance Agency and State Farm Agent, Brad Charles have consistently strived to provided superb customer service and insurance knowledge to our customers for 20 years. Here at Team Charles, it's our mission to to be your first choice for auto insurance, home insurance and life insurance products in Hartland and surrounding areas of Brighton, Howell, Milford, Highland, White Lake, Fenton, Linden, New Hudson, South Lyon, Fowlerville. Our goal is to provide you with great coverage and value by creating a personalized plan that fits your auto, home and life insurance into your monthly budget. Call, walk-in, email or click for your condo insurance, renters insurance or manufactured home insurance needs. We're here to help you with anything insurance at the Charles Insurance Agency!

Our team at Charles Insurance Agency has proudly helped Livingston, Oakland and Genesee County with auto insurance, home insurance and life insurance since 2004. You can access Team Charles and our years of experience with a call, click, text or stop in. Let us help your family with your auto insurance, home insurance and life insurance needs! We look forward to assisting you in managing the risks of everyday life, recovering from the unexpected, and realizing your dreams. Quotes for auto and home insurance are always free at Team Charles so reach out and we'll do all we can to provide necessary coverages at a price that fits your budget.